Equilibria is a protocol born for two reasons: to provide you with the best User Experience possible through fast and seamless technologies, and to minimize liquidation risks by utilizing Machine Learning. Start your journey on Equilibria now by entering the dApp.
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Welcome to Equilibria: from today, you can lend or borrow assets in an easy and secure manner, ensuring an unparalleled User Experience. With an approach based on developing only on blockchains that guarantee high performance and extremely fast execution speeds, you can experience Equilibria like no other protocol.
As team of Equilibria, we won’t limit ourselves to
build a powerful Lending & Borrowing protocol. We
are working on a permisionless and arbitrary
Machine Learning algorithm that minimize the
liquidations events.
We’ll also introduce a governance with already
several proposals planned, making Equilibria a
more democratic and decentralized platform while
taking the protocol to the next level.
This version will immediately enable users to lend and borrow assets on Hedera and leverage the Risk Manager Model. However, it will only be trained on some tokens as collateral and for USDC loans.
Once enough data is collected fromthe protocol, we will train the model with new data, making it usable with all tokens available on the platform. We estimate that about 6-8 months will be sufficient to properly train the model, but this phase may require more time for added security.
After the lending protocol and ML Model are fully functional, we will focus on the native platform token (to generate more attractive interest rates for suppliers and borrowers) and a Governance mechanism (to make the platform more democratic and decentralized).
We will release a second version of the Model, and through our token, raise funds to make the model more performant, update it to work with loans using our own Token, and add a new feature: besides suggesting the loan risk, it will suggest a Borrow Limit percentage that maximizes borrowed assets while minimizing risks. Once the model is full-featured, we intend to offer it as a B2B service to other lending protocols. We will propose to the Governance to allocate a percentage of the profits from the model to token buybacks or to an insurance fund for platform users.
